Your administrator controls the reporting. You see what they send you. A Sift audit is the first time someone who works only for you looks at the same documents.
Sift has no relationship with any administrator. No conflicts. No dual representation. Just your data, benchmarked against the market.
Does your contract give you audit rights? Can your administrator auto-renew without notice? Do you have data access provisions? The free contract scan tells you in 24 hours.
What are you actually paying in administration, cession, and claims handling fees? Sift benchmarks every line item against verified market rates and shows you the difference in dollars.
Is your captive profitable? Your loss ratio tells the story. Sift benchmarks it against industry data so you know where you stand, not where your administrator tells you you stand.
No audit fee. We share in your savings. No retainer. No referral fees from your administrator.
One-time audit covering current agreement, four quarters of cession statements, and full Benchmark Grid comparison. Sift Report Card delivered within 5 business days.
We only earn the contingency when Sift findings translate into renegotiated dollars in your captive. We are paid because you are paid.
Continuous ingestion of every new cession statement and trust report. Quarterly Report Card refresh. Drift alerts when fees move outside benchmark bounds.
Send us your administrator agreement PDF. That is all we need to start. No administrator cooperation required.
Within 24 hours, you will know what your contract says, what it does not say, and whether a full audit is worth pursuing.
If you proceed to a full audit, you receive a Sift Report Card with specific findings within 30 days of document delivery.
Upload your administrator agreement for a free contract scan. If you want to understand whether your captive portfolio is healthy, a full audit gives you a Sift Report Card with specific findings.
Free. 24 hours. No strings attached.
Get Your Free Contract Scan