The average multi-store dealer group pays $60 to $120 above verified market benchmarks per F&I contract sold. Across thousands of contracts per rooftop per year, that compounds fast. Sift finds the gap.
Built for dealer groups and portfolio operators running F&I captive reinsurance programs.
Sift's parsers cover every major F&I reinsurance administrator: JM&A, GSFS, Safe-Guard, ABIC, AUL, TARIC, and others. Each document is normalized into SiftLedger, Sift's canonical data schema.
Every extracted fee is measured against the Sift Benchmark Grid, a proprietary market-rate database structured by administrator, product type, volume tier, and service level. The Grid compounds with every document Sift processes.
Fee schedule deviations quantified against market benchmarks. Contractual gaps between what is written and what is charged. Savings by product line. Trend analysis across reporting periods. Every finding grounded in verifiable data.
Send your reinsurance documents to Sift. Cession statements, trust reports, experience analyses, claims reports. Any administrator, any format.
Sift identifies your administrator, extracts every line item, maps it to the canonical ledger, and benchmarks each fee against verified market rates for your volume tier and product mix.
Receive a Sift Report Card with specific fee schedule deviations, quantified benchmark variances, and the intelligence to act on them.
Upload your administrator agreement. Sift identifies missing provisions, flags compliance gaps, and returns findings within 24 hours. No administrator cooperation required.
Scan Your Agreement